LANSING, Mich. (Michigan News Source) – After the 2020 COVID-19 pandemic hit, a free weekly credit report program was initiated by the state of Michigan. Now, that program is permanent and Michigan Attorney General Dana Nessel is reminding residents that they can access the free weekly credit reports from each of the three main credit reporting agencies: Equifax, Experian, and TransUnion.

“I encourage Michigan residents to take advantage of the free weekly credit report program to monitor credit activity in their name,” says Nessel. “Staying alert is the best way to protect yourself and take action quickly when fraud is suspected.”

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Credit reports contain the financial and personal data used by businesses and potential creditors to assess an individual’s financial fitness for rentals, house and vehicle financing, insurance, or even a job. The approval of an application could be impacted by inaccurate information so it benefits residents to be knowledgeable about what is in their credit report and affecting their overall credit score.

The free weekly credit report can be accessed from AnnualCreditReport.com, the only official site for free credit reports authorized by federal law. Other sites offer free credit reports, though residents should exercise caution and watch for sites that have been spoofed, or fraudulent sites designed to steal money or personal information.