LANSING, Mich. (Michigan News Source) — When it comes to retirement, Michigan claims a couple of spots on the national map, but neither city cracked the top 50.

WalletHub, a personal finance company, compared 182 U.S. cities on affordability, healthcare, activities, and overall quality of life. Grand Rapids landed at No. 73, while Detroit came in much lower at No. 166.

MORE NEWS: DOJ Opens Investigation Into Fed’s Lisa Cook and Her Alleged Mortgage Scandal

Grand Rapids earned middle-of-the-pack marks for healthcare (68th) and activities (63rd), but fared worse in quality of life (117th). Detroit struggled across the board, placing 117th in healthcare, 102nd in activities, and 174th in quality of life.

The national top ten retirement destinations, according to WalletHub, were led by Orlando, Scottsdale, and Minneapolis, with Miami and Tampa also dominating the list.

Analyst Chip Lupo said retirees should weigh cost of living and taxes alongside healthcare and lifestyle options: “The best cities for retired people are those that minimize taxes and expenses, as well as have good opportunities for retirees to continue paid work for extra income, if they choose to do so.”

With just 24% of workers “very confident” they can retire comfortably and the average retirement age now drifting up to 66, WalletHub’s rankings underline a simple point: where you retire can matter as much as when.